Disclaimer

The information, services, products, features, and content available on the Vectorblink website and mobile application ("Platform") are provided by Vector Finance Private Limited ("Company") subject to the following disclaimer. By accessing or using the Platform, you agree to the terms below.

1. No Guarantee of Loan Approval

Submission of a loan application does not guarantee approval. Loan sanction is subject to internal credit assessment, eligibility criteria, verification, risk evaluation, and compliance with the Company's lending policies. The Company reserves the right to accept or reject any application without providing a reason.

2. Accuracy of Information

While the Company strives to provide accurate and updated information, it does not warrant that all data, content, interest rates, fees, or product descriptions on the Platform are complete, error-free, or up to date. Users must verify important details before relying on them.

3. No Professional or Financial Advice

Information provided on the Platform, including loan options, affordability calculators, or repayment illustrations, does not constitute financial, legal, or investment advice. Users should consult qualified professionals for personal financial guidance.

4. Third-Party Links & Services

The Platform may contain links or references to third-party websites or services. Vector Finance Private Limited:

• does not endorse or control such third-party content,
• is not responsible for their actions, privacy practices, or services, and
• shall not be liable for any loss arising from the use of such third-party resources.

5. Technology, Availability & Security

The Company makes no warranty that:

• the Platform will be available at all times,
• access will be uninterrupted or error-free, or
• the system is free from viruses, malware, or harmful components.

Users are responsible for maintaining secure devices, updated software, and safe browsing practices.

6. User Responsibility

Users are solely responsible for:

• providing correct and truthful information,
• maintaining confidentiality of login credentials, and
• understanding the loan terms, charges, and repayment obligations.

Any financial loss due to incorrect data, device compromise, or misuse of credentials is the user's responsibility.

7. Regulatory Compliance

All lending operations of Vector Finance Private Limited follow applicable laws and RBI Digital Lending Directions. However, regulations are subject to change, and the Company shall not be liable for any misunderstanding arising from regulatory updates.

8. Limitation of Liability

To the fullest extent permitted by law, Vector Finance Private Limited shall not be liable for:

• direct, indirect, incidental, or consequential losses,
• financial or data loss from Platform use,
• delays, failures, or disruptions beyond its control.

Users access the Platform at their own discretion and risk.

9. No Unlawful Use

Users must not use the Platform:

• for fraudulent, abusive, or illegal purposes,
• to misrepresent identity or documents, or
• to violate any law, regulation, or the Company's policies.

10. Changes to Disclaimer

The Company reserves the right to modify or update this Disclaimer at any time. Updates will be published on the official Website/App, and continued use of the Platform implies acceptance of such changes.

11. Contact Us

For any queries related to this Disclaimer, please contact: